Massage Therapy and Group Extended Health Benefits in Ontario

Please note the information on this page is of general nature and may not be applicable to your individual circumstances. Please consult with your insurer or group benefits coordinator to obtain more clarification. Treatment fees are solely the client's responsibility.

Massage therapy is not covered by OHIP, but many group health plans reimburse treatments provided by CMTO-registered therapists. According to CMTO rules, registered massage therapists in Ontario must keep financial rules and provide receipts to clients. Clients may submit receipts to their group insurance plans for reimbursement. 

Key insurance considerations:

Illustrative Example: Federal Public Service Health Plan (PSHCP)

Consider a situation of a family with two spouses both working for the Federal Government and are enrolled in PSHCP, with two eligible dependents:

In this scenario, family  will thus receive a significant reimbursement for each family member spending up to $875 on registered massage therapy treatments per year, with $800 reimbursed by insurance and $75 being out-of-pocket.

Annual maximums and reimbursement levels vary across different insurance plans and providers.

For more information or to book your appointment, please contact me today!